If you want solutions for our economic mess, invest your 401K in ethical funds and use community banks instead of private banks. Investing in the stock market and cryptocurrencies contributes to the imbalance of wealth, which is not in your favor. Manipulation occurs in every market.
Our actions provide solutions or perpetuate the problems. No one will fix our situation. It's up to us to make collective change.
Cryptocurrencies gained value in 2020 because Wall Street and investors freaked out over the enormous Covid money pump and sought riskier bets. Cryptocurrencies increase in value when big-time investors respond to the Federal Reserve and US government's policies, but they carry many risks. There's a reason why Musk promotes them.